Are the contents in your home insured?

Freebridge does not insure your furniture, belongings and other personal items within your home against theft, fire, vandalism, burst pipes and other household risks.

However, the My Home Insurance Scheme can offer tenants and residents the chance to insure the contents of their homes. The National Housing Federation has teamed up with Thistle Tenant Risks to provide the My Home Contents Insurance. The policy covers:

• Most of your household goods and contents whilst in your home, such as furniture, TV, clothing, carpets, electrical items and general household goods against loss or damage from specific events (for example, fire, theft or escape of water). It does not cover property used or held for business or professional purposes. Full details of the policy cover and exclusions are available on request before you apply for cover
• Replacement of external locks if your keys are lost or stolen and the contents of your fridge and freezer (excludes damage caused if the electricity supplier deliberately cuts off the supply to your home)

What makes it ideal for you is that this insurance scheme offers flexible regular premium payments. Be it fortnightly or monthly by cash, at any post office or pay zone outlet, monthly by direct debit or annually by cheque, postal order, debit or credit card. (Fortnightly and monthly premiums include a transaction charge, details are available in the application pack or during the sales journey).