Simple tips to help avoid scams

Robbie's tips for avoiding scams:

1. If an offer seems too good to be true then it probably is.

2. Never click on a link in an unexpected email or text.

3. Check the origin of an email by highlighting the 'from' box to see who sent the email.

4. If you are contacted by your bank, building society or other company asking for you to act, hang up and call your provider on a number you know is genuine to check if they have tried to contact you.

5. Never act quickly as that is what scammers want.

6. Scammers may well have some of your personal information already and use it to try and convince you they are genuine.

7. If you are concerned about something, ask a family member or friend to look at the situation for a second opinion.

In addition:

Stay Informed: Educate yourself about common scams happening in your area and how they operate - these are often communicated on apps like Nextdoor or on your Facebook newsfeed. Awareness is your best defense against fraud.

Verify Identities: Never provide personal or financial information to unsolicited callers, emails, or messages. Verify the identity of the individual or organisation before sharing any sensitive information.

Be Skeptical: If an offer sounds too good to be true, it probably is. Trust your instincts and question unexpected or unrealistic promises, especially regarding lottery winnings, inheritance, or get-rich-quick schemes.

Secure Your Devices: Keep your computer, smartphone, and other devices updated with the latest security software. Avoid clicking on suspicious links or downloading attachments from unknown sources.

Protect Personal Information: Be cautious about sharing personal information online, especially on social media platforms. Scammers can use this information to tailor their scams and target you more effectively.

Use Secure Websites: When making online purchases or providing financial information, ensure that the website is secure. Look for "https://" in the URL and a padlock icon in the browser's address bar.

Verify Charity Organisations: Before donating to a charity, research its legitimacy and effectiveness. Avoid donating in response to unsolicited requests and instead donate directly through the charity's official website or verified channels.

Guard Your National Insurance Number: Your National Insurance number is highly sensitive and should only be shared when absolutely necessary. Be cautious about providing it and verify the legitimacy of any request.

Monitor Your Accounts: Regularly monitor your bank accounts, credit cards, and credit reports for any suspicious activity. Report any unauthorised transactions or discrepancies immediately.

Trust Your Instincts: If something feels off or too good to be true, trust your gut instinct and proceed with caution. Don't hesitate to seek advice or assistance from trusted friends, family members, or authorities if you're unsure about a situation.

Most importantly as Robbie says "Be scam aware at all times!"